If you’re considering buying a home in Canada, Saint John, New Brunswick should be at the top of your list. Ranked #2 in Canada for affordable living, Saint John offers a unique blend of natural beauty, urban amenities, and budget-friendly housing that makes it an ideal destination for families, retirees, and first-time buyers alike 

Affordable Housing That Fits Your Budget

Saint John homeowners spend just 25.1% of their monthly income on mortgage payments, significantly below the national average. With average home prices around $304,400, it’s one of the most accessible markets in the country . Whether you’re looking for a cozy condo or a spacious family home, Saint John offers options that won’t break the bank.

Flexible Mortgage Options

Mortgage rates in Saint John are highly competitive, with current rates such as:

• 5-Year Fixed Rate: 4.04%
• 5-Year Variable Rate: 4.00%

Buyers can choose between conventional mortgages (with 20% down payment and no insurance) or high-ratio mortgages (with less than 20% down and mortgage insurance), depending on their financial situation. Local brokers work with over 65 lenders, ensuring you get the best rate tailored to your needs.

Support for First-Time Buyers

New Brunswick offers several programs to make homeownership easier:

• Home Ownership Program: Financial assistance for low and modest-income families.
• First-Time Homebuyers Tax Credit: Up to $1,500 in tax relief to help with closing costs.

A Lifestyle Worth Investing In

Saint John isn’t just affordable—it’s beautiful. From the scenic Bay of Fundy to the vibrant uptown arts and culture scene, the city offers a high quality of life with a strong sense of community. Whether you’re working remotely, raising a family, or planning for retirement, Saint John provides the perfect balance of opportunity and tranquility