Mortgage Admin

Fixed vs. Variable: Which Is Better For Your Moncton Mortgage Following the June Rate Decision?

If you’ve been scrolling through real estate listings in Moncton lately or eyeing that "For Sale" sign in a neighbor’s yard in Riverview, you’ve likely been holding your breath for the latest news from the Bank of Canada. On June 10, 2026, the announcement finally dropped: the Bank held its policy interest rate steady at […]

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Why the New 30-Year Amortization Rule Will Change the Way You Buy Your First Home in NB

If you’ve been scrolling through real estate listings in Saint John, Moncton, or Fredericton lately, you know the feeling. You find a house you love, you run the numbers, and then… ouch. Between interest rates and the rising cost of living, that "dream home" can start to feel more like a distant dream. But here’s

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Do You Really Need a Home Equity Loan in NB? Here’s the Truth About Qualification and Your Property Value

Let’s be honest: life in New Brunswick is beautiful, but it isn’t always cheap. Whether you’re looking at your home in Saint John and thinking it needs a massive kitchen overhaul, or you’re sitting in Moncton wondering how to finally squash those high-interest credit card bills, you’ve probably heard the term "home equity" tossed around.

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Fixed Vs Variable: Which Is Better For Your New Brunswick Mortgage in This High-Interest Market?

Hey there! If you’ve been house hunting lately in Saint John, checking out those beautiful new builds in Dieppe, or looking at heritage homes in Fredericton, you know that the conversation always circles back to one thing: interest rates. I’m Luis Ow, and at M.O.S. MortgageOne Solutions Ltd., I spend my days helping folks navigate

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7 Mistakes You’re Making with High-Interest Debt (And How Debt Consolidation in Moncton Can Fix Them)

Let’s be real for a second: carrying high-interest debt feels a lot like trying to run a marathon while wearing a backpack full of bricks. You’re moving, you’re working hard, but you’re just not getting as far as you should be. Whether you’re living in the heart of Moncton, raising a family in Riverview, or

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Are You Making These Common Mortgage Renewal Mistakes? A Survival Guide for Saint John Homeowners

Hey there, fellow New Brunswicker! If you’ve recently opened your mailbox and found a thick envelope from your bank, you might have felt that little knot in your stomach. It’s mortgage renewal time. For many of us in Saint John, Moncton, and Fredericton, the "renewal notice" used to be a routine piece of mail we’d

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Looking For a Mortgage Pre-approval in New Brunswick? Here Are 5 Things You Should Know Before the June Rate Decision

Hey there, New Brunswick! If you’ve been scrolling through real estate listings in Saint John, Moncton, or Fredericton lately, you know the feeling. Your heart skips a beat when you see that perfect backyard or that renovated kitchen in Dieppe, but then reality kicks in: What’s happening with interest rates this week? With the Bank

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Building a Rental Portfolio in NB: What You Need to Know About Investment Property Financing

So, you’re thinking about becoming a landlord in New Brunswick? Honestly, I don't blame you. Whether you’re walking through the historic streets of Saint John, looking at the rapid growth in Moncton, or checking out the steady demand in Fredericton, our province is currently a goldmine for real estate investors. Building a rental portfolio isn't

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Consolidating Debt in Moncton: Turn Your Home Equity into Financial Freedom

Let’s be real for a second: life in New Brunswick is beautiful, but it’s been getting a little more expensive lately. Whether you’re strolling through Centennial Park in Moncton, grabbing a coffee in downtown Fredericton, or enjoying the ocean breeze in Saint John, the weight of credit card balances and high-interest loans can follow you

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Moving to New Brunswick? Your Essential Guide to Newcomer Mortgage Programs

Welcome to New Brunswick! Whether you’ve just landed in Saint John, found a beautiful neighborhood in Moncton, or are starting a new career in Fredericton, you’ve made a fantastic choice. Our province is known for its friendly people, stunning coastal views, and, most importantly for many, a housing market that is much more accessible than

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